Bank switching
Banks will pay you to move. Read the conditions first.
Every offer here shows the bonus, exactly what you have to do for it, and when the money actually arrives.
Switched for a bonus before?
Most banks pay their switching bonus once per customer, and banking groups count as one. Every offer shows its own rule.
Meet William · Your deal editor
William reads the switch terms on every offer here, so you don’t have to.
The market in ten seconds
Top bonus£200Fastest payout7 daysEasiest offer2 things to doActive offers8
Not yet verifiedThe market
Browse switching offers
See the bonus first. Then see exactly what it takes to get it.
8 switching offers
Not yet verified
William’s shortcut · The bonus is real money: pick the offer whose steps you’ll actually finish, and check you haven’t had it before.
Shortcuts
Every active switching offer we track: the bonus, then everything it asks of you.
The switch service moves your payments for you. How switching works →
8 offers
Filter
Bank
Switch bonus
What it asks of you
Counted as separate things you must do, not a score.
Account fee
The bonus is the headline; the conditions are the offer. Every requirement below is shown before you click through, not after.
NationwideFlexDirectMoneyHQ pick
The catch · Nothing significant found. Check the provider's terms before applying.
£175
Switch bonus · within 10 days
No fee to hold
NationwidePick
FlexDirect · no monthly fee
£175
Paid within 10 days
The catch · Nothing significant found. Check the provider's terms before applying.
First Direct1st AccountMoneyHQ pick
The catch · Not open to previous HSBC group customers
£175
Switch bonus · within 28 days
No fee to hold
First DirectPick
1st Account · no monthly fee
£175
Paid within 28 days
The catch · Not open to previous HSBC group customers
HSBCAdvance
The catch · Excludes previous First Direct customers
£190
Switch bonus · within 20 days
No fee to hold
HSBCAdvance · no fee
£190
Paid within 20 days
The catch · Excludes previous First Direct customers
LloydsClub Lloyds
The catch · £2,000 monthly pay-in or a £3 fee applies
£175
Switch bonus · within 14 days
No fee to hold
LloydsClub Lloyds · no fee
£175
Paid within 14 days
The catch · £2,000 monthly pay-in or a £3 fee applies
TSBSpend & Save
The catch · Half the bonus is paid six months later
£160
Switch bonus · within 30 days
No fee to hold
TSBSpend & Save · no fee
£160
Paid within 30 days
The catch · Half the bonus is paid six months later
SantanderEdge
The catch · £3 monthly fee, and five separate requirements
£200
Switch bonus · within 30 days
£164 after year-one fees
SantanderEdge · £3/mo
£200
£164 after year-one fees
The catch · £3 monthly fee, and five separate requirements
NatWestReward
The catch · £2 monthly account fee
£180
Switch bonus · within 7 days
£156 after year-one fees
NatWestReward · £2/mo
£180
£156 after year-one fees
The catch · £2 monthly account fee
BarclaysBank Account
The catch · Requires joining the rewards programme
£150
Switch bonus · within 21 days
No fee to hold
BarclaysBank Account · no fee
£150
Paid within 21 days
The catch · Requires joining the rewards programme
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The bonus is the headline. The conditions are the offer.Not yet verified
Switched before?
Most banks pay the bonus once. A previous switch can rule you out years later.
Switching, without moving everything yourself
Eligible switches run through the Current Account Switch Service. Your payments move with you and the old account closes as part of the switch.
How bank switching works →01Apply to the new bank and pick a switch date
02Direct debits, standing orders and your salary move across
03Payments to the old account are redirected, and it closes
04You complete the bank’s requirements, then the bonus is paid
Before you switch
Know what you’re agreeing to.
Bank switching, explained
Quick answers
Every Friday
Bonuses appear and vanish. We tell you which.
William checks new bonuses, changing requirements and expiring offers every Friday.
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