Savings
Savings interest calculator
How much will you earn on your savings, or how long will it take to hit your goal?
You need: An amount and a rate.
MoneyHQ
Tools and calculators
Handy tools to make your personal finances easier and cut your bills. Start with Bill Check: upload a bill and see where you could save.
Bill CheckFree
- Energy
- Savings
- Bank
- Business
- Broadband
- Mobile
Read once, never stored. You see what we found before it is used.
Savings
Your savings, worked out on your own figures.
Each tool tells you what it needs before you begin, and none of them ask for anything they do not use.
Savings
Regular savings interest calculator
Work out what you will earn from a regular savings account: depositing smaller amounts, more often.
You need: A monthly amount and a rate.
Savings
ISA allowance tracker
Check how your ISA allowance is doing. Can you pay in more this year?
You need: What you have paid in so far this tax year.
Savings
Tax on savings checker
Check whether you will need to pay tax on your savings interest, and if so, how much.
You need: Your income and roughly how much interest you expect.
Savings
ISA calculator
How much interest is your cash ISA paying you?
You need: An amount, a rate and how long.
Coming next
Energy and mobile tools
- Should I fix my energy?
- Energy bill calculator
- What does it cost to run?
- PAC code: keep your number
Writing these now. Named here so you know they are on the way. They link the day they exist.
Try the maths
The interest sum, before the calculator opens.
Two figures, one answer. The full calculator adds terms, monthly interest and the best rate we have checked.
Try the maths
£225.00
Interest in the first year on £5,000 at 4.5% AER, paid yearly.
Nothing you type here is stored or sent anywhere. The full calculator adds terms, monthly interest and the best rate we have checked.
How our tools work
How our tools actually work.
Every rate is entered by you, so the answer fits you and your specific circumstances.
Your figures, your circumstances
All rates are entered manually to fit you and your specific circumstances. When a tool shows what the best rate we have checked would earn, that rate is read from the same savings records our comparison page uses, each one checked against the provider's own page.
Tax rules straight from gov.uk
All tax rules are sourced from the government site directly, and each tool prints the figure, the tax year and the date we checked it. See more at gov.uk/browse/tax.
Never advice
At MoneyHQ we never provide financial advice, personalised options or recommendations. All tools and calculators are for educational purposes only.
Never stored
We never store what you input. The maths runs in your browser, and our analytics see only which tool you used, never what you put in it.
William, Deal editor.
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