Balance transfer cards
Move your card debt to 0%.
A balance transfer card gives you a 0% window to clear what you owe. The fee up front is the price of the window, and the date it ends is the number that matters.
Browse balance transfer cards →
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Every card below shows the 0% window, the transfer fee and the rate that starts when the window closes.
Browse the cards →The market
Browse balance transfer cards
Move existing card debt and get a 0% window to clear it. The fee up front is the price of the window.
3 cards
Not yet verified
William’s shortcut · Take the longest 0% window you can get and put the end date in your calendar. If you can clear the debt inside a year, the no-fee card wins.
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0% window
Fees
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NatWestBalance TransferMoneyHQ pick
Best for · Clearing the debt inside a year, fee-free
The catch · Only 12 months at 0%
0% · 12 mo
Balance transfers
then 22.9% rep APR
NatWestPick
Best for · Clearing the debt inside a year, fee-free
0% · 12 mo
Check eligibility →then 22.9% rep APR
No transfer fee
BarclaycardPlatinum 29M Transfer
Best for · The longest 0% window on the board
The catch · 3.45% transfer fee, £34.50 per £1,000 moved
0% · 29 mo
Balance transfers
then 24.9% rep APR
BarclaycardPlatinum 29M Transfer
Best for · The longest 0% window on the board
0% · 29 mo
Check eligibility →then 24.9% rep APR
The catch · 3.45% transfer fee
Virgin Money28M Transfer
Best for · A long window at a lower fee
The catch · 2.99% transfer fee
0% · 28 mo
Balance transfers
then 24.9% rep APR
Virgin Money28M Transfer
Best for · A long window at a lower fee
0% · 28 mo
Check eligibility →then 24.9% rep APR
The catch · 2.99% transfer fee
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A balance transfer only works if you stop the balance growing. Borrow only what you can afford to repay.
Borrow only what you can repayNot yet verified
Before you transfer
The window is the offer. The fee is the price.
Balance transfers, explained
Quick answers
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New 0% windows. Fee changes. We tell you what matters.
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