Compare energy prices and find the right tariff for your home.
Compare gas and electricity tariffs based on your home and how much energy you actually use.
Compare energy prices
What are you here to do?
Most people arrive on an energy page for one of three reasons. They need different things, so pick the one that sounds like you.
Compare energy prices
Find the tariffs sold where you live, with the unit rate, the standing charge and any exit fee shown as the supplier states them.
Should I fix?
Fixed or variable, what certainty is actually worth, and the four figures that decide it either way.
Understand my bill
The price cap, unit rates, standing charges and usage, and which of them actually moves what you pay.
What energy costs at the moment
Most households in England, Scotland and Wales are on a tariff limited by Ofgem’s energy price cap. The cap does not limit your bill, which depends on how much you use. It limits what you can be charged per unit and per day.
We publish a rate only after checking it against Ofgem ourselves and can show you the date we did it. Until then their own page is the authority, and the definitions above are true whatever this quarter's number turns out to be.
Should you fix your energy tariff?
Fixing buys certainty and gives up flexibility. Whether that trade is worth it depends on what happens to prices next, which nobody knows, and on your own household, which this page cannot see.
- A unit rate that cannot rise while the fix runs.
- A bill you can plan around, even when usage varies.
- Protection if the cap goes up during your term.
- You keep paying the fixed rate if prices fall.
- Leaving early may cost an exit fee, often charged per fuel.
- The rate offered is not the cap rate, and may start higher than you pay today.
- You follow the rate down if prices fall.
- Usually no exit fee, so you can move when you like.
- No commitment to a term you might regret.
- Your rate can change at each cap review.
- Budgeting is harder because the cost is not settled.
- A rise reaches you in full, with nothing to absorb it.
We are not going to tell you which one to pick. The answer turns on your unit rate, your standing charge, how much you use and how long the term runs. A tariff with a lower unit rate and a higher standing charge can cost a low-usage home more, not less. That is the sum a comparison does for you.
A cheaper-looking fixed tariff is not automatically the better deal. The unit rate, the standing charge, the term, the exit fee and what you pay today all have to be read together, because a lower headline rate paired with a higher daily charge can cost a low-usage home more over a year.
Worked out which way you are leaning? The tariffs available to you decide the rest.
Compare energy pricesThree steps, and none of them commit you
A comparison is an estimate of what each tariff would cost your household over a year. Nothing is switched until you decide to switch it.
Your home
Where you live and who supplies you now. Postcode alone is enough to start, because tariffs are sold by region.
Your usage
How much gas and electricity you actually get through. A year in kWh is the most useful figure, and it is on your annual statement.
Your options
The tariffs sold where you live, with the unit rate, the standing charge and any exit fee shown as the supplier states them.
- Your postcodeTariffs are sold by region
- Who supplies you nowSo there is something to compare against
- Your current tariff nameOn a recent bill or in your account
- Electricity used, in kWhA year's usage gives the closest estimate
- Gas used, in kWhOnly if you are on mains gas
- What you pay nowA good substitute if you have no kWh figures
- How you payDirect debit and prepayment are priced differently
- Your meter typeStandard, Economy 7, smart or prepayment
A postcode alone is enough to begin. A year’s usage in kWh is the single most useful number you can bring, and it is printed on your annual statement.
What an energy bill is actually made of
Four things decide what you pay, and only one of them is the number people argue about. Knowing which is which is most of what makes a comparison useful.
Unit rate
What each kWh costs. The number people quote at each other, and on its own it decides less than they think.
Standing charge
A daily cost for being connected at all. You pay it on a week away from home, which is why a cheap unit rate can still cost a low-usage household more.
Your usage
The multiplier. Two homes on the same tariff pay very different amounts, so no page can tell you what energy costs without knowing yours.
Tariff and payment
Fixed or variable, and how you pay. Both change the rates you are offered before usage is considered.
What actually changes when you switch
Switching changes who bills you, not how energy reaches your home. That single distinction answers most of what people worry about before they move.
What changes
- Who bills you, and who you contact about your account.
- The unit rate and standing charge you are charged.
- Your tariff terms, including any exit fee and its length.
- Your account balance moves with you, credit or debt.
What stays exactly the same
- The gas and electricity themselves, from the same networks.
- The pipes and wires into your home, and who maintains them.
- Your meter, unless you separately ask for it to be changed.
- Your supply, which does not stop and is not disconnected.
The part nobody tells youYour supply is not interrupted, because nothing physical about it changes. MoneyHQ does not switch you either: you switch, with the supplier you choose.
Timescales, credit and debt, exit fees and prepayment meters are set by rules and by your supplier’s own terms. We will publish those specifics once we have checked them ourselves. Until then: Ofgem on switching supplier.
Understand your energy costs
The guides behind the decisions on this page. We publish one when we can source it properly, so this list fills in rather than arriving all at once.
Who you could be buying from
There is no supplier list here yet, and that is deliberate rather than unfinished.
Tariffs from 15 suppliers we can quote directly.How MoneyHQ will compare energy
The unit rate, the standing charge, the term and any exit fee, as the supplier states them. Where a figure is not published we say so rather than show a zero.
We will tell you what the comparison actually covered. We will not describe results as the whole market unless that is contractually and technically true.
MoneyHQ is a media and comparison site. Where a switch earns us a commission we say so on the page it happens on, and it never changes the order results appear in.
Anything time-sensitive carries its source and the date we checked it. A figure with neither does not go on the page.
We do not supply energy, we are not your supplier, and we cannot switch you ourselves. Comparison technology partners are under consideration and none has been selected. How we make money →
The answer depends on your home.
The questions people ask us most about gas and electricity prices, and the honest answers.
Price cap changes. Fixed deals worth knowing about.
William follows the energy market so you only have to think about it when something actually changes.