MoneyHQ Free app

Get told the morning a rate moves

Download on the App StoreGet it on Google Play
William
Free bill check →

Savings · Checked against Santander’s own page

Santander 2 Year Fixed Term Saver: 4.70% AER

Santander 2 Year Fixed Term Saver: 4.70% AER · Fixed. No additional deposits, withdrawals or closures until the term ends on 1 November 2028, so the money is locked for the full two years.

4.70%
AER · Fixed
  • Fixed
  • On maturity
Worth knowing

No additional deposits, withdrawals or closures until the term ends on 1 November 2028, so the money is locked for the full two years.

No commission

The details

Account type
Fixed
Rate
Fixed until 1 November 2028
Deposits
from £500 · up to £2,000,000
Access
On maturity
Term
24 months
Protection
UK-authorised bank · protected up to the FSCS limit per person, per banking licence
Source
Santander product page Checked 17 Oct · No commission

How MoneyHQ checked this

We read Santander’s own page on 17 Oct and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

How it compares

3rd of 3 by rate, among the 2 year fixed rate accounts MoneyHQ has checked.

AccountRateTo openTermChecked
Investec 2-Year Fixed Rate Saver5.16% AER£5,0002 years17 Oct
Atom Bank 2 Year Fixed5.10% AER£502 years17 Oct
Santander 2 Year Fixed Term Saver (this offer)4.70% AER£5002 years17 Oct

Every figure is from each provider's own page, checked on the date shown on that offer. MoneyHQ orders this table by rate alone; commission never changes the order.