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Savings · Checked against Vida Bank’s own page

Vida Bank 1 Year Fixed Rate ISA: 4.80% AER

Vida Bank 1 Year Fixed Rate ISA: 4.80% AER · Cash ISA. Fixed for one year: taking money out early costs 90 days' interest on the amount withdrawn.

4.80%
AER · Cash ISA
  • Cash ISA
  • On maturity
Worth knowing

Fixed for one year: taking money out early costs 90 days' interest on the amount withdrawn.

No commission

The details

Account type
Cash ISA
Rate
Fixed for 12 months · 4.80% AER (4.80% gross annually, 4.70% gross monthly), fixed
Deposits
from £1,000 · up to £500,000
Access
On maturity · Fixed until the maturity date, one year from the day Vida receives your first deposit.
Term
12 months
What happens next
See Vida's summary box for maturity options.
Protection
UK-authorised bank · protected up to the FSCS limit per person, per banking licence
Details
Fixed Cash ISA · 12 months · £1,000 minimum · ISA transfers accepted · flexible ISA · 90 days' interest penalty on early withdrawal
Source
Vida Bank ISA page Checked 13 Oct · No commission

How MoneyHQ checked this

We read Vida Bank’s own page on 13 Oct and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

How it compares

6th of 8 by rate, among the 1 year fixed cash ISAs MoneyHQ has checked.

AccountRateTo openTermChecked
Zopa cash isa - 1yr fix5.00% AER£11 year13 Oct
Shawbrook 1 Year Fixed Rate Plus Cash ISA (Issue 1)4.97% AER£10,0001 year13 Oct
Castle Trust Bank 1 Year Fixed Rate e-Cash ISA4.95% AER£1,0001 year13 Oct
Hodge bank 1yr fixed4.92% AER£1,0001 year13 Oct
Tandem Bank 1 Year Fixed Rate Cash ISA4.85% AER£01 year13 Oct
Vida Bank 1 Year Fixed Rate ISA (this offer)4.80% AER£1,0001 year13 Oct

Every figure is from each provider's own page, checked on the date shown on that offer. MoneyHQ orders this table by rate alone; commission never changes the order.