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Savings · Checked against Moneybox’s own page

Moneybox

Moneybox Cash ISA: 4.53% AER

Moneybox Cash ISA: 4.53% AER · Cash ISA. Four or more withdrawals in any 12 months from opening, or a balance under £500, drop the rate to 0.75% AER and lose the bonus.

4.53%
AER · Cash ISA
  • Cash ISA
  • Up to 3 penalty-free withdrawals a year
Worth knowing

Four or more withdrawals in any 12 months from opening, or a balance under £500, drop the rate to 0.75% AER and lose the bonus.

No commission

The details

Account type
Cash ISA
Rate
Variable · 3.45% AER variable plus a 1.08% bonus for the first 12 months
Deposits
from £500
Access
Up to 3 penalty-free withdrawals a year · Up to 3 withdrawals in each 12 months from opening without affecting the rate; a 4th drops it to 0.75% AER for the rest of that period.
Bonus
1.08% bonus for the first 12 months
Protection
FSCS protected up to £120,000
Details
Variable Cash ISA · £500 minimum · 1.08% bonus for 12 months, then 3.45% AER · 3 withdrawals a year without affecting the rate · ISA transfers accepted · app or website
Source
https://www.moneyboxapp.com/cash-isa Checked 13 Oct · No commission

How MoneyHQ checked this

We read Moneybox’s own page on 13 Oct and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

How it compares

2nd of 3 by rate, among the variable rate cash ISAs MoneyHQ has checked.

AccountRateTo openTermChecked
Chip Smart Cash ISA4.75% AER£1No fixed term29 Oct
Moneybox Cash ISA (this offer)4.53% AER£500No fixed term13 Oct
NS&I Direct ISA3.80% AER£1No fixed term13 Oct

Every figure is from each provider's own page, checked on the date shown on that offer. MoneyHQ orders this table by rate alone; commission never changes the order.