William
William
Deal editor

Savings · Checked against Chip’s own page

Chip Smart Cash ISA: 4.63% AER

Chip Smart Cash ISA: 4.63% AER · Cash ISA. App only, and unpaid interest is forfeited if you close or transfer out.

4.63%
AER · Cash ISA
  • Cash ISA
  • Anytime
Worth knowing

App only, and unpaid interest is forfeited if you close or transfer out.

No commission

The details

Account type
Cash ISA
Rate
Variable · 4.55% AER · variable tracker · interest paid monthly
Access
Anytime · Easy access, flexible ISA: withdraw and replace within the tax year without using up your allowance.
Bonus
4.63% is the new-customer rate for the first 12 months: a 1.13% boost on top of the standard 3.5% AER.
What happens next
After 12 months the rate reverts to the standard tracker rate (currently 3.75% AER).
Protection
Deposits are placed with a panel of UK-regulated banks · FSCS protected per person, per bank
Details
Flexible easy-access Cash ISA · app only · new-customer rate for 12 months, then the standard tracker rate
Source
Chip ISA page Checked 16 Aug · No commission

How MoneyHQ checked this

We read Chip’s own page on 16 Aug and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.