Savings · Checked against Chip’s own page
Chip Smart Cash ISA: 4.86% AER
Chip Smart Cash ISA: 4.86% AER · Cash ISA. The boost lasts 12 months and is for new Chip customers. Closing or transferring out loses interest not yet paid that month.
4.86%
AER · Cash ISA
- Cash ISA
- Anytime
Worth knowing
The boost lasts 12 months and is for new Chip customers. Closing or transferring out loses interest not yet paid that month.
No commission
The details
- Account type
- Cash ISA
- Rate
- Variable · 3.50% AER standard rate plus a 1.27% AER boost for 12 months
- Deposits
- from £1
- Access
- Anytime · Easy access, flexible ISA: withdraw and replace within the tax year without using up your allowance.
- Bonus
- 1.36% boost for 12 months on top of 3.50% AER, new Chip customers
- What happens next
- After 12 months the rate reverts to the standard tracker rate (currently 3.5% AER).
- Protection
- Deposits are placed with a panel of UK-regulated banks · FSCS protected per person, per bank
- Details
- Flexible easy-access Cash ISA · app only · new-customer rate for 12 months, then the standard tracker rate
- Source
- Chip ISA page Checked 29 Oct · No commission
How it compares
1st of 3 by rate, among the variable rate cash ISAs MoneyHQ has checked.
| Account | Rate | To open | Term | Checked |
|---|---|---|---|---|
| Chip Smart Cash ISA (this offer) | 4.86% AER | £1 | No fixed term | 29 Oct |
| Moneybox Cash ISA | 4.53% AER | £500 | No fixed term | 13 Oct |
| NS&I Direct ISA | 3.80% AER | £1 | No fixed term | 13 Oct |
Every figure is from each provider's own page, checked on the date shown on that offer. MoneyHQ orders this table by rate alone; commission never changes the order.