Phone deals under £30 a month
9 phones with a contract at just over £20 to £30 a month and no more than £50 upfront, each at its lowest cost over the whole contract.
Written by William Haymonds, MoneyHQ founder and deal editor. Last updated . Deals update live. How we check deals
Our pick
iD Mobile, Galaxy S23 128GB Phantom BlackMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
- 100GB data
- 24 months
- £19 upfront
- £22.79 from Apr 2027, then £24.59 from Apr 2028
£20.99a month
£23.73 a month all in, £569.56 over the contract
Go to deal: iD Mobile, Galaxy S23 128GB Phantom Black, £20.99 a month£19 upfront and £20.99 a month for 24 months with 100GB data on iD Mobile, rising to £22.79 from Apr 2027, then £24.59 from Apr 2028: £569.56 over the contract, £23.73 a month all in.
How we chose it
The lowest monthly cost over the whole contract, upfront and stated rises included, of every contract for this phone on our comparison with £50 or less upfront. Read live from our comparison partner.
Sold by Carphone Warehouse. MoneyHQ may earn a commission if you take it.
Under £30 a month is where the phone market gets competitive with access to top Apple products and flagship Android models. At this price you’re no longer compromising as you can get a current-generation iPhone, a Google Pixel Pro or a Samsung flagship on a monthly payment that most people can fit into a normal budget. The gap between this price range and paying £50+ a month has narrowed significantly over the last couple of years, and the deals on this page reflect that.
What you’re shopping for here is the full package: a camera that holds its own in low light, a chip that won’t feel slow in two years, and software support that runs the full length of the contract and beyond. At under £30 that’s now achievable on both iOS and Android. The main trade-off is with Apple, where you can only get older models, but for Android you can get the top new models.
The upfront cost matters as much as the monthly price. This page shows contracts with no more than £50 upfront, and the total contract cost is shown alongside the monthly price so you can compare properly. A deal at £27/month with £30 upfront costs the same over 24 months as one at £28.25/month with nothing down so it is the total is what counts.
9 phones, lowest true cost first
Each phone at its lowest true monthly cost: the upfront payment and every month, stated rises included, spread over the contract. For phones at £20 a month or less, see phone deals under £20 a month.
| Phone | Price | Deal |
|---|---|---|
| Galaxy S23100GB, iD Mobile | £20.99 a month£19 upfront, 24 months, £23.73 a month all in | Go to deal: Galaxy S23, £20.99 a month |
| Galaxy S24 FE100GB, iD Mobile | £21.99 a month£19 upfront, 24 months, £24.73 a month all in | Go to deal: Galaxy S24 FE, £21.99 a month |
| Tab S10 FE100GB, iD Mobile | £24.99 a month£9 upfront, 24 months, £27.32 a month all in | Go to deal: Tab S10 FE, £24.99 a month |
| Galaxy S24100GB, iD Mobile | £24.99 a month£19 upfront, 24 months, £27.73 a month all in | Go to deal: Galaxy S24, £24.99 a month |
| iPhone 1625GB, iD Mobile | £25.99 a month£19 upfront, 24 months, £28.73 a month all in | Go to deal: iPhone 16, £25.99 a month |
| iPhone 16e10GB, iD Mobile | £25.99 a month£19 upfront, 24 months, £28.73 a month all in | Go to deal: iPhone 16e, £25.99 a month |
| Galaxy S2610GB, iD Mobile | £25.99 a month£29 upfront, 24 months, £29.15 a month all in | Go to deal: Galaxy S26, £25.99 a month |
| Edge 70 Pro500GB, iD Mobile | £27.99 a month£29 upfront, 24 months, £31.15 a month all in | Go to deal: Edge 70 Pro, £27.99 a month |
| Pixel 11 Pro XL10GB, iD Mobile | £29.99 a month£19 upfront, 24 months, £32.73 a month all in | Go to deal: Pixel 11 Pro XL, £29.99 a month |
Read from our comparison partner’s feed on 13 November 2026. Providers set the prices and can change them. Tables built automatically by rules MoneyHQ sets: ordered by what deals cost, never by commission. How we make money.
William’s pick
Two deals stand out at this price. For iPhone, a refurbished iPhone 17 at £19 upfront and £29.99/month is hard to argue with. This is Apple’s latest standard iPhone design and chip, 25GB of data, and a significantly lower total contract cost than buying new. Refurbished with ‘excellent condition’ from a reputable retailer means it’s been tested and graded, and you still get a warranty. If you’re in the Apple ecosystem and want to stay there without paying flagship new prices, that’s the one.
Go to deal: iPhone 17 256GB Sage, £29.99 a month
For Android, the Pixel 11 Pro at £9 upfront and £27.99/month with 500GB of data is the stronger deal on paper. Google’s pro camera system, seven years of software updates, and half a terabyte of data for under £30 a month is genuinely good value. If you stream a lot, work from your phone or just never want to think about data again, the Pixel 11 Pro is what I’d take.
What can you get for under £30 a month?
Quite a lot. Here’s a rough guide to what’s realistic at this price:
- iPhone - refurbished iPhone 17 or iPhone 15/16 on selected networks
- Google Pixel - Pixel 11 and Pixel 11 Pro on competitive data allowances
- Samsung - Galaxy S25/S26 on some networks, Galaxy A57 with plenty of headroom to spare
- Data - anywhere from 25GB on tighter deals to 500GB and unlimited on the best ones
The jump from under £20 to under £30 is mostly felt in the camera, the processor and the data allowance, which are three things that affect daily use more than any spec sheet figure.
Deals come from our comparison partner and MoneyHQ may earn a commission if you take one.
