Apple iPhone 16 deals
1,864 contracts for the Apple iPhone 16 in our comparison. The lowest over the whole contract is £26.99 a month and £19 upfront, £714 over 24 months; 75 with nothing upfront. On TalkMobile, Vodafone, Three, iD Mobile, O2.
- 128GB, 256GB, 512GB
- Released September 2024
Our pick
iD Mobile, iPhone 16 128GB TealMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
- 100GB data
- 24 months
- £19 upfront
- £28.79 from Apr 2027, then £30.59 from Apr 2028
£26.99a month
£29.73 a month all in, £713.56 over the contract
Go to deal: iD Mobile, iPhone 16 128GB Teal, £26.99 a month£19 upfront and £26.99 a month for 24 months with 100GB data on iD Mobile, rising to £28.79 from Apr 2027, then £30.59 from Apr 2028: £713.56 over the contract, £29.73 a month all in.
How we chose it
The lowest monthly cost over the whole contract, upfront and stated rises included, of every contract for this phone on our comparison with £50 or less upfront. Read live from our comparison partner.
Sold by Carphone Warehouse. MoneyHQ may earn a commission if you take it.
Deals come from our comparison partner and MoneyHQ may earn a commission if you take one.
Quick answer · figures checked 1 November 2026
- What is the lowest monthly price for the Apple iPhone 16?
- On 1 November 2026 the lowest monthly price we saw was £11.95 a month with £459 upfront on TalkMobile over 24 months.
- What does the Apple iPhone 16 cost over the whole contract?
- The lowest total we saw was £714 over 24 months: £26.99 a month plus £19 upfront on iD Mobile. 1,679 of the 1,864 contracts state a mid-contract rise.
What the iPhone 16 really costs
Across 1,864 iPhone 16 contracts, the lowest true monthly cost is £29.73 a month (£19 upfront, £26.99 a month, 24 months, iD Mobile).
By network
| Network | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| iD Mobile | 639 | £29.73 | £19 upfront, £26.99 a month, 24 months, iD Mobile |
| TalkMobile | 185 | £31.08 | £459 upfront, £11.95 a month, 24 months, TalkMobile |
| Vodafone | 868 | £34.75 | £49 upfront, £30 a month, 24 months, Vodafone |
| Three | 153 | £36.53 | £409 upfront, £17 a month, 24 months, Three |
| O2 | 19 | £41.50 | £19 upfront, £38 a month, 24 months, O2 |
By upfront payment
| Upfront | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| Nothing upfront | 75 | £32.94 | Nothing upfront, £30.99 a month, 24 months, iD Mobile |
| £1 to £99 | 687 | £29.73 | £19 upfront, £26.99 a month, 24 months, iD Mobile |
| £100 to £299 | 821 | £30.73 | £139 upfront, £22.99 a month, 24 months, iD Mobile |
| £300 or more | 281 | £31.08 | £459 upfront, £11.95 a month, 24 months, TalkMobile |
By data allowance
| Data | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| Up to 10GB | 20 | £35.90 | £95 upfront, £29.99 a month, 24 months, iD Mobile |
| 11GB to 50GB | 155 | £31.08 | £459 upfront, £11.95 a month, 24 months, TalkMobile |
| 51GB to 150GB | 430 | £29.73 | £19 upfront, £26.99 a month, 24 months, iD Mobile |
| Over 150GB | 724 | £29.98 | £49 upfront, £25.99 a month, 24 months, iD Mobile |
| Unlimited | 535 | £29.73 | £19 upfront, £26.99 a month, 24 months, iD Mobile |
Since last week
About the same as a week ago: in our nightly price record the lowest true cost a month was £29.58 on 31 October, against £29.58 on 24 October.
Price rises
1,679 of 1,864 contracts state a mid-contract rise. On the lowest of those, the rises add £46.80 over 24 months. The lowest with no stated rise works out at £31.08 a month (TalkMobile).
Against the iPhone 17
1,990 iPhone 17 contracts on our panel, the lowest at £33.57 a month (£39 upfront, £29.99 a month, 24 months, iD Mobile). The iPhone 16 works out £3.84 a month less. iPhone 17 deals
Against the iPhone 15
713 iPhone 15 contracts on our panel, the lowest at £22.73 a month (£139 upfront, £14.99 a month, 24 months, iD Mobile). The iPhone 16 works out £7 a month more. iPhone 15 deals
About the same to run
Phones whose lowest true cost a month is within 15% of the iPhone 16's, from our latest daily price record:
- Samsung Galaxy S26: £30.24 a month, £0.51 more
- Motorola Edge 70: £28.83 a month, £0.90 less
- Motorola Edge 70 Pro: £31 a month, £1.27 more
- Honor 600 Pro: £28 a month, £1.73 less
iPhone 16 contracts right now
1864 contracts, £11.95 to £50 a month, upfront from nothing, £714 or more over the term. Sold by Fonehouse, Mobile Phones Direct, mobiles.co.uk, Carphone Warehouse, iD Mobile. 1679 state a mid-contract rise.
| Variant | Network | Data | A month | Upfront | Total | Rise | Go to deal |
|---|---|---|---|---|---|---|---|
| iPhone 16 128GB Tealmobiles.co.uk · 24 months | iD Mobile | Unlimited data | £26.99 | £19 | £714 | £28.79 from Apr 2027, then £30.59 from Apr 2028 | Get deal: iPhone 16 128GB Teal on iD Mobile, £26.99 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 16 128GB TealFonehouse · 24 months | TalkMobile | 15GB | £11.95 | £459 | £746 | No mid-contract rise stated | Get deal: iPhone 16 128GB Teal on TalkMobile, £11.95 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 16 128GB Blackmobiles.co.uk · 24 months | Vodafone | 100GB | £30 | £49 | £834 | £32.50 from Apr 2027, then £35 from Apr 2028 | Get deal: iPhone 16 128GB Black on Vodafone, £30 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 16 128GB UltramarineFonehouse · 24 months | Three | Unlimited data | £17 | £409 | £877 | £19.30 from Apr 2027, then £21.60 from Apr 2028 | Get deal: iPhone 16 128GB Ultramarine on Three, £17 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 16 128GB WhiteMobile Phones Direct · 24 months | O2 | 400GB | £38 | £19 | £996 | £40.50 from Apr 2027, then £43 from Apr 2028 | Get deal: iPhone 16 128GB White on O2, £38 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
Read from our comparison partner’s feed on 1 November 2026. Providers set the prices and can change them. Tables built automatically by rules MoneyHQ sets: ordered by what deals cost, never by commission. How we make money.
iPhone 16: questions people ask
Can I get the Apple iPhone 16 with no upfront cost?
Yes: 75 of the 1,864 contracts we saw ask for nothing upfront.
Which networks sell the Apple iPhone 16 on contract?
In our comparison the Apple iPhone 16 is available on TalkMobile, Vodafone, Three, iD Mobile and O2, sold by Fonehouse, Mobile Phones Direct, mobiles.co.uk, Carphone Warehouse and iD Mobile.
Which storage sizes does the Apple iPhone 16 come in?
The Apple iPhone 16 contracts we list cover 128GB, 256GB and 512GB, in Black, White, Pink, Teal and Ultramarine. Use the filters in the comparison to narrow to a size and colour.
Apple iPhone 16 or Apple iPhone 17: which costs less on contract?
On 1 November 2026 the Apple iPhone 16 worked out at £29.73 a month and the Apple iPhone 17 at £33.57, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 16 is £3.84 a month less, £92 less over 24 months. Lowest contracts: £19 upfront and £26.99 a month on iD Mobile for the Apple iPhone 16; £39 upfront and £29.99 a month on iD Mobile for the Apple iPhone 17.
Apple iPhone 16 or Apple iPhone 15: which costs less on contract?
On 1 November 2026 the Apple iPhone 16 worked out at £29.73 a month and the Apple iPhone 15 at £22.73, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 16 is £7 a month more, £168 more over 24 months. Lowest contracts: £19 upfront and £26.99 a month on iD Mobile for the Apple iPhone 16; £139 upfront and £14.99 a month on iD Mobile for the Apple iPhone 15.