Apple iPhone 12 deals
35 contracts for the Apple iPhone 12 in our comparison. The lowest over the whole contract is £11.95 a month and £25 upfront, £312 over 24 months; 10 with nothing upfront. On Three, TalkMobile, Vodafone, O2.
- 64GB
- Released October 2020
Our pick
TalkMobile, iPhone 12 64GB blackMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
- 15GB data
- 24 months
- £25 upfront
- No mid-contract rise stated
£11.95a month
£12.99 a month all in, £311.80 over the contract
Go to deal: TalkMobile, iPhone 12 64GB black, £11.95 a month£25 upfront and £11.95 a month for 24 months with 15GB data on TalkMobile: £311.80 over the contract, £12.99 a month all in.
How we chose it
The lowest monthly cost over the whole contract, upfront and stated rises included, of every contract for this phone on our comparison with £50 or less upfront. Read live from our comparison partner.
Sold by Fonehouse. MoneyHQ may earn a commission if you take it.
Deals come from our comparison partner and MoneyHQ may earn a commission if you take one.
Quick answer · figures checked 2 November 2026
- What is the lowest monthly price for the Apple iPhone 12?
- On 2 November 2026 the lowest monthly price we saw was £10 a month with £175 upfront on Three over 24 months.
- What does the Apple iPhone 12 cost over the whole contract?
- The lowest total we saw was £312 over 24 months: £11.95 a month plus £25 upfront on TalkMobile. 23 of the 35 contracts state a mid-contract rise.
What the iPhone 12 really costs
Across 35 iPhone 12 contracts, the lowest true monthly cost is £12.99 a month (£25 upfront, £11.95 a month, 24 months, TalkMobile).
By network
| Network | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| TalkMobile | 12 | £12.99 | £25 upfront, £11.95 a month, 24 months, TalkMobile |
| Vodafone | 10 | £19 | £79 upfront, £13 a month, 24 months, Vodafone |
| Three | 12 | £19.78 | £175 upfront, £10 a month, 24 months, Three |
| O2 | 1 | £21.08 | £9 upfront, £18 a month, 24 months, O2 |
By upfront payment
| Upfront | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| Nothing upfront | 10 | £13.95 | Nothing upfront, £13.95 a month, 24 months, TalkMobile |
| £1 to £99 | 19 | £12.99 | £25 upfront, £11.95 a month, 24 months, TalkMobile |
| £100 to £299 | 6 | £17.33 | £129 upfront, £11.95 a month, 24 months, TalkMobile |
By data allowance
| Data | Contracts | Lowest true cost a month | That contract |
|---|---|---|---|
| 11GB to 50GB | 11 | £12.99 | £25 upfront, £11.95 a month, 24 months, TalkMobile |
| 51GB to 150GB | 7 | £15.95 | Nothing upfront, £15.95 a month, 24 months, TalkMobile |
| Over 150GB | 17 | £19.71 | Nothing upfront, £17 a month, 24 months, Vodafone |
Since last week
About the same as a week ago: in our nightly price record the lowest true cost a month was £12.99 on 1 November, against £12.99 on 25 October.
Price rises
23 of 35 contracts state a mid-contract rise. On the lowest of those, the rises add £65 over 24 months. The lowest with no stated rise works out at £12.99 a month (TalkMobile).
Against the iPhone 13
226 iPhone 13 contracts on our panel, the lowest at £17.15 a month (£29 upfront, £13.99 a month, 24 months, iD Mobile). The iPhone 12 works out £4.16 a month less. iPhone 13 deals
Against the iPhone 11
14 iPhone 11 contracts on our panel, the lowest at £16.08 a month (£99 upfront, £11.95 a month, 24 months, TalkMobile). The iPhone 12 works out £3.09 a month less. iPhone 11 deals
About the same to run
Phones whose lowest true cost a month is within 15% of the iPhone 12's, from our latest daily price record:
- Samsung Galaxy A27 5G: £13.16 a month, £0.17 more
- Samsung Galaxy A17 5G: £12.70 a month, £0.29 less
- Motorola Moto G17: £13.83 a month, £0.84 more
- Samsung Galaxy A16 4G: £12.15 a month, £0.84 less
iPhone 12 contracts right now
35 contracts, £10 to £19 a month, upfront from nothing, £312 or more over the term. Sold by Fonehouse, Mobile Phones Direct. 23 state a mid-contract rise.
| Variant | Network | Data | A month | Upfront | Total | Rise | Go to deal |
|---|---|---|---|---|---|---|---|
| iPhone 12 64GB blackFonehouse · 24 months | TalkMobile | 15GB | £11.95 | £25 | £312 | No mid-contract rise stated | Get deal: iPhone 12 64GB black on TalkMobile, £11.95 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 12 64GB blackFonehouse · 24 months | Vodafone | 100GB | £13 | £79 | £456 | £15.50 from Apr 2027, then £18 from Apr 2028 | Get deal: iPhone 12 64GB black on Vodafone, £13 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 12 64GB blackFonehouse · 24 months | Three | 600GB | £10 | £175 | £475 | £12.30 from Apr 2027, then £14.60 from Apr 2028 | Get deal: iPhone 12 64GB black on Three, £10 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
| iPhone 12 64GB whiteMobile Phones Direct · 24 months | O2 | 50GB | £18 | £9 | £506 | £20.50 from Apr 2027, then £23 from Apr 2028 | Get deal: iPhone 12 64GB white on O2, £18 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money |
Read from our comparison partner’s feed on 2 November 2026. Providers set the prices and can change them. Tables built automatically by rules MoneyHQ sets: ordered by what deals cost, never by commission. How we make money.
iPhone 12: questions people ask
Can I get the Apple iPhone 12 with no upfront cost?
Yes: 10 of the 35 contracts we saw ask for nothing upfront.
Which networks sell the Apple iPhone 12 on contract?
In our comparison the Apple iPhone 12 is available on Three, TalkMobile, Vodafone and O2, sold by Fonehouse and Mobile Phones Direct.
Apple iPhone 12 or Apple iPhone 13: which costs less on contract?
On 2 November 2026 the Apple iPhone 12 worked out at £12.99 a month and the Apple iPhone 13 at £17.15, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 12 is £4.16 a month less, £100 less over 24 months. Lowest contracts: £25 upfront and £11.95 a month on TalkMobile for the Apple iPhone 12; £29 upfront and £13.99 a month on iD Mobile for the Apple iPhone 13.
Apple iPhone 12 or Apple iPhone 11: which costs less on contract?
On 2 November 2026 the Apple iPhone 12 worked out at £12.99 a month and the Apple iPhone 11 at £16.08, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 12 is £3.09 a month less, £74 less over 24 months. Lowest contracts: £25 upfront and £11.95 a month on TalkMobile for the Apple iPhone 12; £99 upfront and £11.95 a month on TalkMobile for the Apple iPhone 11.