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Phone deals

Apple iPhone 13 deals

234 contracts for the Apple iPhone 13 in our comparison. The lowest over the whole contract is £13.99 a month and £29 upfront, £412 over 24 months; 42 with nothing upfront. On TalkMobile, iD Mobile, Three, Vodafone, O2.

  • 128GB
  • Released September 2021

Our pick

iD Mobile, iPhone 13 128GB GreenMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money

  • 100GB data
  • 24 months
  • £19 upfront
  • £16.79 from Apr 2027, then £18.59 from Apr 2028

£14.99a month

£17.73 a month all in, £425.56 over the contract

Go to deal: iD Mobile, iPhone 13 128GB Green, £14.99 a month

£19 upfront and £14.99 a month for 24 months with 100GB data on iD Mobile, rising to £16.79 from Apr 2027, then £18.59 from Apr 2028: £425.56 over the contract, £17.73 a month all in.

How we chose it

The lowest monthly cost over the whole contract, upfront and stated rises included, of every contract for this phone on our comparison with £50 or less upfront. Read live from our comparison partner.

Sold by Carphone Warehouse. MoneyHQ may earn a commission if you take it.

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Deals come from our comparison partner and MoneyHQ may earn a commission if you take one.

Quick answer · figures checked 1 November 2026

What is the lowest monthly price for the Apple iPhone 13?
On 1 November 2026 the lowest monthly price we saw was £11.95 a month with £199 upfront on TalkMobile over 24 months.
What does the Apple iPhone 13 cost over the whole contract?
The lowest total we saw was £412 over 24 months: £13.99 a month plus £29 upfront on iD Mobile. 205 of the 234 contracts state a mid-contract rise.
Our figures

What the iPhone 13 really costs

Across 234 iPhone 13 contracts, the lowest true monthly cost is £17.15 a month (£29 upfront, £13.99 a month, 24 months, iD Mobile).

By network

NetworkContractsLowest true cost a monthThat contract
iD Mobile83£17.15£29 upfront, £13.99 a month, 24 months, iD Mobile
TalkMobile29£20.24£199 upfront, £11.95 a month, 24 months, TalkMobile
Vodafone86£22.67£119 upfront, £15 a month, 24 months, Vodafone
Three34£22.78£199 upfront, £12 a month, 24 months, Three
O22£23.08£9 upfront, £20 a month, 24 months, O2

By upfront payment

UpfrontContractsLowest true cost a monthThat contract
Nothing upfront42£21.94Nothing upfront, £19.99 a month, 24 months, iD Mobile
£1 to £99120£17.15£29 upfront, £13.99 a month, 24 months, iD Mobile
£100 to £29972£20.24£199 upfront, £11.95 a month, 24 months, TalkMobile

By data allowance

DataContractsLowest true cost a monthThat contract
Up to 10GB13£18.07£99 upfront, £11.99 a month, 24 months, iD Mobile
11GB to 50GB24£17.15£29 upfront, £13.99 a month, 24 months, iD Mobile
51GB to 150GB50£17.32£9 upfront, £14.99 a month, 24 months, iD Mobile
Over 150GB93£19.73£19 upfront, £16.99 a month, 24 months, iD Mobile
Unlimited54£20.73£19 upfront, £17.99 a month, 24 months, iD Mobile

Since last week

About the same as a week ago: in our nightly price record the lowest true cost a month was £17.15 on 1 November, against £17 on 25 October.

Price rises

205 of 234 contracts state a mid-contract rise. On the lowest of those, the rises add £46.80 over 24 months. The lowest with no stated rise works out at £20.24 a month (TalkMobile).

Against the iPhone 14

95 iPhone 14 contracts on our panel, the lowest at £20.48 a month (£109 upfront, £13.99 a month, 24 months, iD Mobile). The iPhone 13 works out £3.33 a month less. iPhone 14 deals

Against the iPhone 12

35 iPhone 12 contracts on our panel, the lowest at £12.99 a month (£25 upfront, £11.95 a month, 24 months, TalkMobile). The iPhone 13 works out £4.16 a month more. iPhone 12 deals

About the same to run

Phones whose lowest true cost a month is within 15% of the iPhone 13's, from our latest daily price record:

The contracts

iPhone 13 contracts right now

234 contracts, £11.95 to £33.99 a month, upfront from nothing, £412 or more over the term. Sold by Mobile Phones Direct, Fonehouse, mobiles.co.uk, iD Mobile, Carphone Warehouse. 205 state a mid-contract rise.

VariantNetworkDataA monthUpfrontTotalRiseGo to deal
iPhone 13 128GB Midnightmobiles.co.uk · 24 monthsiD Mobile50GB£13.99£29£412£15.79 from Apr 2027, then £17.59 from Apr 2028Get deal: iPhone 13 128GB Midnight on iD Mobile, £13.99 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
iPhone 13 128GB MidnightMobile Phones Direct · 24 monthsTalkMobile15GB£11.95£199£486No mid-contract rise statedGet deal: iPhone 13 128GB Midnight on TalkMobile, £11.95 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
iPhone 13 128GB Midnightmobiles.co.uk · 24 monthsVodafone100GB£15£119£544£17.50 from Apr 2027, then £20 from Apr 2028Get deal: iPhone 13 128GB Midnight on Vodafone, £15 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
iPhone 13 128GB MidnightMobile Phones Direct · 24 monthsThree300GB£12£199£547£14.30 from Apr 2027, then £16.60 from Apr 2028Get deal: iPhone 13 128GB Midnight on Three, £12 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money
iPhone 13 128GB MidnightMobile Phones Direct · 24 monthsO2100GB£20£9£554£22.50 from Apr 2027, then £25 from Apr 2028Get deal: iPhone 13 128GB Midnight on O2, £20 a monthMoneyHQ may earn a commission if you take this deal. It never changes the price you pay or the order deals are shown in. How we make money

Read from our comparison partner’s feed on 1 November 2026. Providers set the prices and can change them. Tables built automatically by rules MoneyHQ sets: ordered by what deals cost, never by commission. How we make money.

iPhone 13: questions people ask

Can I get the Apple iPhone 13 with no upfront cost?

Yes: 42 of the 234 contracts we saw ask for nothing upfront.

Which networks sell the Apple iPhone 13 on contract?

In our comparison the Apple iPhone 13 is available on TalkMobile, iD Mobile, Three, Vodafone and O2, sold by Mobile Phones Direct, Fonehouse, mobiles.co.uk, iD Mobile and Carphone Warehouse.

Apple iPhone 13 or Apple iPhone 14: which costs less on contract?

On 1 November 2026 the Apple iPhone 13 worked out at £17.15 a month and the Apple iPhone 14 at £20.48, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 13 is £3.33 a month less, £80 less over 24 months. Lowest contracts: £29 upfront and £13.99 a month on iD Mobile for the Apple iPhone 13; £109 upfront and £13.99 a month on iD Mobile for the Apple iPhone 14.

Apple iPhone 13 or Apple iPhone 12: which costs less on contract?

On 1 November 2026 the Apple iPhone 13 worked out at £17.15 a month and the Apple iPhone 12 at £12.99, counting the upfront payment and any stated mid-contract rises. The Apple iPhone 13 is £4.16 a month more, £100 more over 24 months. Lowest contracts: £29 upfront and £13.99 a month on iD Mobile for the Apple iPhone 13; £25 upfront and £11.95 a month on TalkMobile for the Apple iPhone 12.