Bank switching offers tracker
Every current account switching bonus MoneyHQ tracks, read from our live records each time this page refreshes, with each offer checked on the bank’s own page.
Figures as of
On 21 October 2026, MoneyHQ is tracking eight bank switching offers from seven banks, paying between £175 and £500. The largest, NatWest’s £500, needs £15,000 paid in. The biggest needing £2,000 or less paid in is Barclays’ £300. Two close in the next 60 days: First Direct’s £210 on 2 December and Lloyds’ £200 on 9 December.
The figures
- Switching offers open
- 8
- Banks paying
- 7
- Bonuses range from
- £175 to £500
- Largest bonus (NatWest, needs £15,000 paid in)
- £500
- Largest needing £2,000 or less paid in (Barclays)
- £300
- Closing in the next 60 days (First Direct, 2 December and Lloyds, 9 December)
- 2
- Closed in the last 90 days (Santander’s £240)
- 1
Every open offer
Largest bonus first. “Pay in” is the money the bank says you must pay into the new account to qualify.
| Bank and account | Bonus | Pay in | Direct debits | Bonus paid | Closes | Last checked |
|---|---|---|---|---|---|---|
| NatWestPremier Select account | £500 | £15,000 | Not stated | Within 30 days of the check made 90 days after your switch completes | No date given | 17 Oct 2026 |
| BarclaysBarclays Bank Account | £300 | £2,000 | 2 | Within 28 working days | No date given | 2 Oct 2026 |
| HSBC UKBank Account | £220 | £2,000 | 2 | Within 60 days of meeting the criteria | No date given | 17 Oct 2026 |
| First Direct1st Account | £210 | £1,000 | 2 | By the 20th of the month after you qualify | 2 Dec 2026 | 17 Oct 2026 |
| LloydsClub lloyds £200 bank switch | £200 | None | 3 | Within 14 working days of starting your switch | 9 Dec 2026 | 17 Oct 2026 |
| NatWestSelect or Reward | £200 | £1,250 | None | Within 30 days | No date given | 17 Oct 2026 |
| Royal Bank of ScotlandSelect or Reward | £200 | £1,250 | None | Within 30 days | No date given | 17 Oct 2026 |
| NationwideFlexDirect, FlexAccount or FlexPlus | £175 | £1,000 | 2 | Within 10 days of meeting the requirements | No date given | 17 Oct 2026 |
Every one of these offers excludes people who have had a switching bonus from that bank before. “Not stated” means the bank does not give the figure; it is never a zero. Terms change: check the bank’s own page before you switch.
Recently closed
Offers that closed on a date the bank stated, in the last 90 days.
| Bank and account | Bonus | Pay in | Direct debits | Bonus paid | Closed | Last checked |
|---|---|---|---|---|---|---|
| SantanderEveryday Current Account | £240 | £1,500 | 2 | Around 90 days after your switch request | 7 Oct 2026 | 17 Oct 2026 |
For comment
William Haymonds, MoneyHQ deal editor
Comments on bank switching, savings and household bills. will@moneyhq.uk or see our press page for his bio and photo.
How we track it
- The tracker lists every current account switching offer in MoneyHQ’s records that is live, verified and pays a cash bonus. It is the same set of offers as our bank switching comparison.
- Each offer is checked against the bank’s own page, never another comparison site. The “Last checked” column is the date of that check. The open offers were last checked between 2 October 2026 and 17 October 2026.
- The page re-reads our records at least every hour, and straight away when an offer is updated. An offer leaves the table the moment it passes its closing date.
- “Banks” counts brands as they sell themselves, so NatWest and Royal Bank of Scotland count separately. A bank with two offers, for different accounts, appears twice in the table.
- The figures are what each bank states. Where a bank does not state a figure we say so; we never estimate one. MoneyHQ tracks the offers it can find and check, which may not be every offer in the market. If we have missed one, tell us at will@moneyhq.uk.
Using these figures
The figures are free to use in your coverage with a link to this page. Please cite them like this:
Source: MoneyHQ bank switching tracker, figures as of 21 October 2026 (www.moneyhq.uk/data/bank-switching-offers)
Download every offer as a CSV, or link to www.moneyhq.uk/data/bank-switching-offers, which always shows the latest figures.