Stocks & shares ISAs
Nobody can promise a return. Everybody charges a fee.
So that’s what we compare: what each platform takes to hold your money, every year, whatever the market does.
How much do you want to decide?
What the platforms charge
- No platform fee£0Freetrade · commission-free
- Lowest percentage0.15%Vanguard · capped at £375
- Flat monthly fee£5.99interactive investor · £71.88 a year
Capital at riskInvestments can go down as well as up, and you may get back less than you put in. Past performance doesn’t predict future returns, and tax rules depend on your circumstances and can change.
The market
Browse stocks & shares ISAs
14 platforms
to see the yearly fee
Enter an amount and every platform shows what it charges to hold it for a year.
William · Our picks lead. Then it’s the yearly charge to hold £20,000, lowest first. Fees are the only part of a return you control.
Trading 212MoneyHQ pick
Stocks & Shares ISA
Dealing
Free share and ETF dealing
Min investment
£1
You can hold
Shares, ETFs, investment trusts
£0 to hold
Platform charge
Trading 212Pick
Stocks & Shares ISA
£0
to hold
Dealing
Free share and ETF dealing
Min investment
£1
You can hold
Shares, ETFs, investment trusts
InvestEngine
Stocks & Shares ISA
Dealing
Free ETF dealing
Min investment
£100
You can hold
ETFs only
£0 to hold
Platform charge
At a glanceNo fee on DIY · 0.25% managed · ETFs only
InvestEngine
Stocks & Shares ISA
£0
to hold
Dealing
Free ETF dealing
Min investment
£100
You can hold
ETFs only
At a glance · No fee on DIY · 0.25% managed · ETFs only
Freetrade
Stocks and Shares ISA
Dealing
Commission-free
Min investment
None
You can hold
Stocks, ETFs, investment trusts, mutual funds and gilts
£0 to hold
Platform charge
Freetrade
Stocks and Shares ISA
£0
to hold
Dealing
Commission-free
Min investment
None
You can hold
Stocks, ETFs, investment trusts, mutual funds and gilts
AJ Bell Dodl
Stocks & Shares ISA
Dealing
Free dealing
Min investment
£100
You can hold
Selected funds, shares and themes
0.15% a year
Platform charge · minimum £1 a month
AJ Bell Dodl
Stocks & Shares ISA
0.15%
a year
Dealing
Free dealing
Min investment
£100
You can hold
Selected funds, shares and themes
Vanguard
Stocks & Shares ISA
Dealing
Free fund dealing
Min investment
£500
You can hold
Vanguard funds and ETFs only
0.15% a year
Platform charge · capped at £375 a year · minimum £4 a month
Vanguard
Stocks & Shares ISA
0.15%
a year
Platform charge · capped at £375 a year · minimum £4 a month
Dealing
Free fund dealing
Min investment
£500
You can hold
Vanguard funds and ETFs only
AJ Bell
Stocks & Shares ISA
Dealing
£5 per share trade, £1.50 funds
Min investment
£500
You can hold
Funds, shares, ETFs, investment trusts
0.25% a year
Platform charge
AJ Bell
Stocks & Shares ISA
0.25%
a year
Dealing
£5 per share trade, £1.50 funds
Min investment
£500
You can hold
Funds, shares, ETFs, investment trusts
Legal & General
Stocks and Shares ISA
Dealing
Included
Min investment
£100
You can hold
Legal & General funds
0.25% a year
Platform charge
Legal & General
Stocks and Shares ISA
0.25%
a year
Dealing
Included
Min investment
£100
You can hold
Legal & General funds
Chip
Stocks & Shares ISA
Dealing
Included
Min investment
None
You can hold
A curated range of funds (13 on the free plan)
0.25% a year
Platform charge · minimum £1 a month
Chip
Stocks & Shares ISA
0.25%
a year
Dealing
Included
Min investment
None
You can hold
A curated range of funds (13 on the free plan)
Hargreaves Lansdown
Stocks & Shares ISA
Dealing
Funds from £1.95, shares never more than £6.95
Min investment
£100
You can hold
Funds, shares, ETFs, investment trusts
0.35% a year
Platform charge
Hargreaves Lansdown
Stocks & Shares ISA
0.35%
a year
Dealing
Funds from £1.95, shares never more than £6.95
Min investment
£100
You can hold
Funds, shares, ETFs, investment trusts
interactive investor
Stocks & Shares ISA
Dealing
Funds and UK shares £3.99 a trade, regular investing free
Min investment
None
You can hold
Funds, shares, ETFs, investment trusts
£5.99 a month
Platform charge
interactive investor
Stocks & Shares ISA
£5.99
a month
Dealing
Funds and UK shares £3.99 a trade, regular investing free
Min investment
None
You can hold
Funds, shares, ETFs, investment trusts
Bestinvest
Stocks & Shares ISA
Dealing
Free fund dealing, £4.95 share and ETF trades
Min investment
£50
You can hold
Funds, UK and US shares, ETFs, investment trusts and ready-made portfolios
0.4% a year
Platform charge
Bestinvest
Stocks & Shares ISA
0.4%
a year
Dealing
Free fund dealing, £4.95 share and ETF trades
Min investment
£50
You can hold
Funds, UK and US shares, ETFs, investment trusts and ready-made portfolios
Fidelity
Stocks & Shares ISA
Dealing
Free fund dealing, £7.50 shares
Min investment
£1,000
You can hold
Funds, shares, ETFs, investment trusts
0.35% a year
Platform charge · £7.50 a month under £25,000
Fidelity
Stocks & Shares ISA
0.35%
a year
Dealing
Free fund dealing, £7.50 shares
Min investment
£1,000
You can hold
Funds, shares, ETFs, investment trusts
NatWest
NatWest Invest Stocks and Shares ISA
Dealing
Included
Min investment
£50
You can hold
Five ready-made funds managed by Coutts
0.55% a year
Platform charge
NatWest
NatWest Invest Stocks and Shares ISA
0.55%
a year
Dealing
Included
Min investment
£50
You can hold
Five ready-made funds managed by Coutts
Moneyfarm
Stocks & Shares ISA
Dealing
Included
Min investment
£500
You can hold
Managed portfolios
0.7% a year
Platform charge
Moneyfarm
Stocks & Shares ISA
0.7%
a year
Dealing
Included
Min investment
£500
You can hold
Managed portfolios
MoneyHQ compares accounts, not investments, and nothing here is advice. How we make money →
Go deeper
The detail behind each one.
Every platform above has its own page: the charges, what you can hold, the catch and the date we checked it.
AJ Bell Stocks & Shares ISA →AJ Bell Dodl Stocks & Shares ISA →Bestinvest Stocks & Shares ISA →Chip Stocks & Shares ISA →Fidelity Stocks & Shares ISA →Freetrade Stocks and Shares ISA →Hargreaves Lansdown Stocks & Shares ISA →interactive investor Stocks & Shares ISA →InvestEngine Stocks & Shares ISA →Legal & General Stocks and Shares ISA →Moneyfarm Stocks & Shares ISA →NatWest NatWest Invest Stocks and Shares ISA →Vanguard Stocks & Shares ISA →
Before you invest
Know what you’re risking, and what you’re paying.
Quick answers
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Fees change. Markets do their own thing.
William checks platform charges, new accounts and the rules worth knowing every Friday.
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