Investing · Checked 6 Sept against Chip’s own page

Chip Stocks & Shares ISA: 0.25%, platform charge a year

Chip Stocks & Shares ISA: 0.25% platform charge a year · minimum £1 a month. The free plan limits you to 13 funds and charges at least £1 a month, and fund charges are on top.

0.25%

platform charge a year · minimum £1 a month

Included
DIY

Worth knowing

The free plan limits you to 13 funds and charges at least £1 a month, and fund charges are on top.

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The details

Platform fee: 0.25% a year · minimum £1 a month
Dealing: Included
Style: DIY
You can hold: A curated range of funds (13 on the free plan)
At a glance: 0.25% a year platform fee with a £1 a month minimum · curated funds from BlackRock, Vanguard and others · 0% platform fee on ChipX at £5.99 a month
Protection: Seccl Custody Limited is the ISA manager. FSCS covers up to the limit if the platform fails; it does not cover investment losses.
Details: A 0.25% a year platform fee on the standard (free) plan, collected monthly with a £1 a month minimum per product, or 0% platform fee on ChipX at £5.99 every 28 days (£65.05 a year). A curated range of funds from BlackRock, Vanguard, Invesco, HSBC and others; the free plan gives access to 13 of them. Fund management charges apply on top. App only; Seccl Custody Limited is the ISA manager.
Source: Chip pricing page Checked 6 Sept · No commission

How MoneyHQ checked this

We read Chip’s own page on 6 Sept and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

Work out the numbers

Check how much ISA allowance you have left

How it compares

Joint 4th of 13 by platform fee a year on £10,000, lowest first, among the stocks and shares ISAs MoneyHQ has checked.

Platform	A year on £10,000	A year on £50,000	Platform fee	Style
Freetrade Stocks and Shares ISA	£0	£0	No platform fee	DIY
InvestEngine Stocks & Shares ISA	£0	£0	No platform fee	Both
AJ Bell Dodl Stocks & Shares ISA	£15	£75	0.15% a year · minimum £1 a month	Both
AJ Bell Stocks & Shares ISA	£25	£125	0.25% a year	DIY
Chip Stocks & Shares ISA (this offer)	£25	£125	0.25% a year · minimum £1 a month	DIY
Legal & General Stocks and Shares ISA	£25	£125	0.25% a year	Ready-made

Every figure is from each provider's own page, checked on the date shown on that offer. The yearly figures are the platform fee alone, worked out from each provider's own fee terms; dealing and fund charges are extra. MoneyHQ orders this table by platform fee a year on £10,000, lowest first alone; commission never changes the order.

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