Banking · Checked 10 Sept against Zopa’s own page

Zopa switch offer: 2.75% for switching to the Biscuit

Zopa Biscuit: 2.75% AER on your balance. You pick one benefit at a time and can switch between them: 2.75% AER interest on your balance, 3% cashback on eating out, or Direct Debit cashback. You cannot have all three.

2.75%

AER on your balance

No monthly fee

Worth knowing

You pick one benefit at a time and can switch between them: 2.75% AER interest on your balance, 3% cashback on eating out, or Direct Debit cashback. You cannot have all three.

Go to provider →Compare all banking offers

No commission

The details

Monthly fee: No monthly fee
Who can get it: No minimum income requirement. UK residents, subject to eligibility.
Offer details: Standard balance interest is 1% AER; choosing extra interest raises it to 2.75% AER (2.72% gross) variable, paid monthly with no cap on earnings. Deposits are protected by the FSCS up to £120,000.
Source: Zopa product page Checked 10 Sept · No commission

How MoneyHQ checked this

We read Zopa’s own page on 10 Sept and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

Other banking offers we have checked

See every banking offer →