New TOP saver paying 8%,£1200+ in switch deals, Amazing package deal, + 5% easy access saver
This edition was published on 25 July 2026. Offers and rates mentioned were correct when published and may have changed since. See today’s verified offers →
TL;DR
Lloyds and bank of scotland offering savings paying 8% fixed
One of the best + cheapest package accounts for both single and joint accounts. (I use myself)
Switch deals worth in total over £1000
Revolut paying 5% on easy access savings (New customers only)
Lloyds + Bank of Scotland are now paying 8% on their top saver
🏦 LLoyds and bank of Scotland have updated their saver and it beats everyone else!
Lloyds Bank and Bank of Scotland have quietly updated their Monthly Saver to 8% AER fixed — and unlike Santander's 8% which includes a variable bonus rate, this one is guaranteed for the full 12 months.
The details:
8% AER fixed for 12 months — guaranteed rate
Save £25-£250 per month
Maximum £3,000 over 12 months
Interest paid at end of 12 month term
Must be an existing Lloyds Bank or Bank of Scotland current account holder
The maths:
Save £250/month for 12 months = £3,000 saved
Interest earned: approximately £120/year
Rate is fixed — guaranteed regardless of Bank of England changes
(Potential £175 switch bonus for bank of Scotland as well)
Switch deals worth together over £1200!
There’s so many switch deals right now - heres some of them
🏦 Bank Switching Offers — July 2026
🏆 HSBC — £220 free cash — biggest bonus available right now
🟢 First Direct — £175 free cash + top rated customer service (92% great)
🔵 Barclays — £200 free cash + 5% cashback on Tesco fuel
🟣 NatWest — £200 free cash + £36/year ongoing cashback
🟡 Bank of Scotland — £175 free cash — simplest requirements, no minimum pay in
🟠 Nationwide — £175 free cash + 5% on current account balance + 6.5% regular saver
🔴 Santander Edge — £180 free cash + 1% bills cashback + 6% linked saver
🟤 Co-op Bank — up to £300 free cash — best total bonus available
To save people having to scroll all the details - I haven’t went through all the details. To find most up to date requirements to get these deals go directly the providers website.
Top package deal by Co Op bank (only £12 p/m)
🏦 Co-op Bank Everyday Extra — The Best Packaged Account Right Now?
What you get for £12/month:
✈️ AXA Worldwide travel insurance — up to age 79 — zero excess on claims — includes winter sports and UK breaks
🚗 RAC UK and European breakdown cover — roadside and home start — up to 3 days car hire — EV cover included
📱 LSG mobile phone insurance — family cover — up to £1,500 — accessories up to £350 — £75 excess per claim
🌍 Zero currency conversion fees abroad
💰 Access to 7% regular saver on up to £250/month
You can also do this as a joint account for 0 extra (Meaning it’s £6 EACH!!)
Revolut now paying 5% interest on easy access savings (Higher than any others) + £25 cash back
Revolut — 5% Easy Access Savings (New Customers Only):
The basics:
5% AER variable — new Revolut customers only
Rate includes 2.1% bonus rate until 4 December 2026
After 4 December — drops to 2.9% AER
Maximum £25,000 at 5% rate
Easy access — withdraw anytime
Free standard plan — no monthly fee needed
The £25 cashback bonus:
Go via MSE link and enter mobile number before downloading app
Spend £20+ within a month of opening
Get £25 cashback on top of the 5% rate
FSCS protection:
Savings held with Clearbank — fully regulated UK bank
FSCS protected up to £120,000