William
William
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£1000+ in bank switch offers, 5% Easy access saver, cheap mobile phones, £1000+ in bank switches, Save with cash back (Free £10),

All the best deals, money tips and education in one place
Fri 14 Aug · 3 min read

This edition was published on 14 August 2026. Offers and rates mentioned were correct when published and may have changed since. See today’s verified offers →

TL;DR

  • £1000+ in bank switch offers up for grabs

  • Stop over paying for your phone - do this instead

  • Get 5% on an easy access saver

  • £10 Sign up bonus + Save money on everyday spending with top cashback

Over £1000 up for grabs with bank switches.

💸 Bank Switching Bonuses - Over £1000 Free Cash Available Right Now

Banks are currently competing hard for your custom — and that means free cash for switching. Here's every deal available right now:

🏆 HSBC — £220 free cash — biggest standard bonus available
Must pay in £2,000 and spend £500 on debit card within 60 days. Apply via app only.

🔵 Barclays — £200 free cash — deadline 27 August 2026
Must pay in £2,000 within 30 days. Act fast — deadline approaching.

🟣 NatWest — £200 free cash + £36/year ongoing cashback
Pay in £1,250 and log into app within 60 days. Reward account also includes 5.25% linked regular saver.

🟢 First Direct — £175 free cash + 7% fixed regular saver + £250 0% overdraft
Pay in £1,000 and make 5 debit card payments within 45 days.

🟤 Co-op Bank — up to £300 free cash (More like £200) — best total bonus available
£125 upfront + £25/month for 3 months + £100 loyalty bonus for existing Co-op customers. Also unlocks 7% regular saver.

🟠 Nationwide — £175 free cash + 5% on current account + 6.5% regular saver
Pay in £1,000 and make 1 debit card payment within 31 days. Rated 89% great for customer service.

You can stack these one after another (some people make £1,000s a year just from switching.) Make sure to double check T&C’s before applying!

📱Are You Overpaying Your Mobile Phone Bill?

Most people are — and they don't even know it.

The average person just walks into a phone shop, picks a phone and signs whatever contract they're offered. No comparison, no research, just whatever the salesperson puts in front of them.

The result? Paying £50, £60, even £70 a month for a deal you could have got for half the price.

Here's the thing — comparison sites like Uswitch, MoneySupermarket and MSE's Cheap Mobile Finder let you compare every deal on the market in seconds. Network, handset, data allowance — all in one place. You just enter what you want and it finds the cheapest option available.

I recently picked up an iPhone 16 with unlimited data for just £26 a month on a 24 month contract. That's a brand new flagship phone with unlimited data for less than most people pay for a basic contract on the high street.

🏦Get 5% On Your Easy Access Emergency Fund. TopCashBack - Get a Free £10 Sign up

Everyone should have 3-6 months of expenses sitting somewhere accessible — but that doesn't mean it has to sit there doing nothing.

Most people leave their emergency fund in a standard current account earning next to nothing. That's a mistake.

Spring's Accelerate Saver is paying 5% AER on easy access savings right now — one of the best rates available anywhere in the UK. No fixed term, no lock in, no switching banks. Withdraw whenever you need it — money back in your current account within two hours.

💰TopCashBack - Get a Free £10 For Signing up:

What is TopCashback:

  • A completely free website that pays you cashback when you shop online

  • Over 5,000 retailers — Amazon, ASOS, Sky, Currys, Booking.com and hundreds more

  • Retailers pay TopCashback a commission for sending customers — TopCashback pass most of it back to you

  • You were going to buy it anyway — now you get paid for it

The £10 sign up bonus:

  • Sign up for free via the referral link below

  • Make your first purchase through TopCashback

  • £10 bonus credited to your account automatically

  • No minimum spend — just make any qualifying purchase

  • Cash out to bank account, PayPal or gift cards

Get £10 for signing up with Monzo

Wanting to sign up to Monzo?

Well get a free £10 bonus using the link below or £50 for a business account.

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