Santander World Elite Mastercard: 0.5% cashback, up to £15 a month, £15 monthly fee

The details

Representative example

Representative 49.8% APR (variable). Purchase rate 18.9% p.a. (variable). Assumed credit limit £1,200.

0% on purchases

18 months

0% on balance transfers

18 months, no transfer fee

Card fee

£15 a month

Spending abroad

No foreign transaction fee on purchases

After the offer

£15 a month whether you use it or not, 18.9% purchase rate, 49.8% rep APR

Best for

Heavy spenders and travellers who will use every perk

Details

0.5% cashback on all purchases, capped at £15 a month. 0% interest on purchases and balance transfers for 18 months with no balance transfer fee. No foreign transaction fees when paying in the local currency. 40% off Santander Travel Insurance bought online. A £15 monthly fee applies. Representative 49.8% APR (variable), purchase rate 18.9% p.a. (variable). Santander Select and Private customers may be eligible for £90 cashback on opening during an offer period that started 26 March 2026.

Source

Santander World Elite Mastercard page Checked 6 Sept · No commission

How MoneyHQ checked this

We read Santander’s own page on 6 Sept and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.