William
William
Deal editor

Credit cards · Checked against Santander’s own page

Santander Everyday No Balance Transfer Fee Credit Card: 0% for 12 months, on balance transfers, no fee

Santander Everyday No Balance Transfer Fee Credit Card: 0% for 12 months On balance transfers, no fee · 24.9% representative APR (variable). Twelve months is a short window, and after the first three months new purchases are charged interest while a transfer is outstanding.

0% for 12 months
On balance transfers, no fee · 24.9% representative APR (variable)
  • No transfer fee, then 24.9% rep APR
Worth knowing

Twelve months is a short window, and after the first three months new purchases are charged interest while a transfer is outstanding.

No commission

The details

Representative example
Representative 24.9% APR (variable). Purchase rate 24.9% p.a. (variable). Assumed credit limit £1,200.
0% on purchases
3 months
0% on balance transfers
12 months, no transfer fee
Card fee
No monthly fee
After the offer
No transfer fee, then 24.9% rep APR
Best for
Moving a balance you can clear within a year without paying a fee
Details
0% interest on balance transfers for 12 months with no fee to transfer a balance in the first 12 months, and 0% on purchases for 3 months. No monthly account fee. After the 3 months, new purchases are charged interest while a balance transfer is outstanding. You need an income of £10,500 or more a year. Representative 24.9% APR (variable), purchase rate 24.9% p.a. (variable).

How MoneyHQ checked this

We read Santander’s own page on 6 Sept and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.