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William
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Credit cards · Checked against Santander’s own page

Santander All in One Credit Card: 0% for 15 months, on purchases and transfers

Santander All in One Credit Card: 0% for 15 months On purchases and transfers · 29.8% representative APR (variable). It costs £3 a month whether you use it or not, so the card charges £36 a year before any interest.

0% for 15 months
On purchases and transfers · 29.8% representative APR (variable)
  • then 29.8% rep APR, and £3 a month throughout
Worth knowing

It costs £3 a month whether you use it or not, so the card charges £36 a year before any interest.

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The details

Representative example
Representative 29.8% APR (variable). Purchase rate 23.9% p.a. (variable). Assumed credit limit £1,200. Monthly fee £3.
0% on purchases
15 months
0% on balance transfers
15 months, no transfer fee
Card fee
£3 a month
Spending abroad
No foreign transaction fee on purchases
After the offer
then 29.8% rep APR, and £3 a month throughout
Best for
Spreading a purchase and a balance at once, without a transfer fee
Details
0% on purchases and on balance transfers for 15 months from account opening, with no balance transfer fee. £3 monthly account fee. No foreign exchange fees on purchases abroad. Representative 29.8% APR (variable); the purchase rate itself is 23.9% p.a. (variable), the difference being the monthly fee.
Source
Santander All in One Credit Card page Checked 19 Aug · No commission

How MoneyHQ checked this

We read Santander’s own page on 19 Aug and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.

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