William
William
Deal editor

Credit cards · Checked against NatWest’s own page

NatWest Reward Black Credit Card: 1% back, on supermarket spend, 0.5% elsewhere

NatWest Reward Black Credit Card: 1% back On supermarket spend, 0.5% elsewhere · 40.7% representative APR (variable). The £84 annual fee is only refunded if you hold a Reward Black current account, and you need to earn at least £15,000 a year.

1% back
On supermarket spend, 0.5% elsewhere · 40.7% representative APR (variable)
  • £84 a year unless you hold a Reward Black current account, 21.9% purchase rate, 40.7% rep APR
Worth knowing

The £84 annual fee is only refunded if you hold a Reward Black current account, and you need to earn at least £15,000 a year.

No commission

The details

Representative example
Representative 40.7% APR (variable). Purchase rate 21.9% p.a. (variable). Assumed credit limit £1,200.
Card fee
£84 a year
Spending abroad
No foreign transaction fee on purchases
After the offer
£84 a year unless you hold a Reward Black current account, 21.9% purchase rate, 40.7% rep APR
Best for
Reward Black current account holders who spend abroad
Details
1% back in Rewards on supermarket spending and 0.5% at supermarket petrol stations and everywhere else. No foreign transaction fee on purchases abroad. Credit limit of at least £5,000, subject to approval. £84 annual fee, refunded if you have a Reward Black current account. Balance transfers are charged interest. UK residents aged 18 or over earning at least £15,000 a year. Representative 40.7% APR (variable), purchase rate 21.9% p.a. (variable).
Source
NatWest Reward Black credit card page Checked 6 Sept · No commission

How MoneyHQ checked this

We read NatWest’s own page on 6 Sept and wrote down what it says: the figure, the conditions and the catch. Figures change, and the provider’s page is always the final word. The page we read is here. If you spot a difference, tell us and we will check again.