No credit check SIM only deals
One-month plans from networks that say on their own sites they run no credit check on them. No credit search, no long contract: leave with a month's notice. Lowest price first.
Our pickNo credit check
TalkMobile, Unlimited data
- One-month rolling
- Nothing upfront
- No mid-contract rise stated
Unlimited data on TalkMobile for £16 a month: no credit check, and you can leave with a month's notice.
How we chose it
The lowest monthly price among the one-month plans on this page with unlimited data from a network that states it runs no credit check on them. Read live from our comparison partner.
Talkmobile says no credit check is required for its SIM only deals. Read on Talkmobile's own site on 23 October 2026. Their own statement.
Sold by Talkmobile. MoneyHQ may earn a commission if you take it.
Quick answer · figures checked 23 October 2026
- Can I get a SIM only deal with no credit check?
- Yes. On 23 October 2026 we had 73 one-month plans from 11 networks that say they run no credit check on them: giffgaff, Smarty, Lebara, Talkmobile, Spusu, Mozillion, Grade Mobile, Asda Mobile, VOXI, Three and Vodafone. The lowest was £2.90 a month for 1GB on Spusu.
- Which networks do not credit check?
- giffgaff, Smarty, Lebara, Talkmobile, Spusu, Mozillion, Grade Mobile, Asda Mobile and VOXI say on their own sites that they run no credit check on their one-month plans. Three and Vodafone run none on pay as you go, which you pay for before you use it. We list a plan only when the network's own statement covers it, and only when the network sells it itself: a retailer selling the same plan runs its own checkout.
Deals come from our comparison partner and MoneyHQ may earn a commission if you take one.
What each network really charges
Across 73 no credit check plans, the lowest true monthly cost is £2.90 a month (Spusu, 1GB, £2.90 a month, rolling monthly).
By network
| Network | Plans | Lowest true cost a month | That plan |
|---|---|---|---|
| Spusu | 8 | £2.90 | 1GB, £2.90 a month, rolling monthly |
| Mozillion | 10 | £4.50 | 3GB, £4.50 a month, rolling monthly |
| TalkMobile | 11 | £4.95 | 5GB, £4.95 a month, rolling monthly |
| Lebara | 9 | £5 | 5GB, £5 a month, rolling monthly |
| Asda Mobile | 5 | £5 | 3GB, £5 a month, rolling monthly, £5 upfront |
| smarty | 7 | £6 | 18GB, £6 a month, rolling monthly |
| giffgaff | 7 | £6 | 2GB, £6 a month, rolling monthly |
| Three | 4 | £10 | 60GB, £10 a month, rolling monthly |
| VOXI | 4 | £10 | 80GB, £10 a month, rolling monthly |
| Vodafone | 5 | £10 | 2GB, £10 a month, rolling monthly |
| Grade Mobile | 3 | £11 | 10GB, £11 a month, rolling monthly |
By data allowance
| Data | Plans | Lowest true cost a month | That plan |
|---|---|---|---|
| Up to 10GB | 15 | £2.90 | Spusu, 1GB, £2.90 a month, rolling monthly |
| 11GB to 50GB | 23 | £5.95 | TalkMobile, 20GB, £5.95 a month, rolling monthly |
| 51GB to 150GB | 18 | £7.95 | TalkMobile, 60GB, £7.95 a month, rolling monthly |
| Over 150GB | 7 | £11.95 | TalkMobile, 180GB, £11.95 a month, rolling monthly |
| Unlimited | 10 | £16 | TalkMobile, Unlimited data, £16 a month, rolling monthly |
No credit check plans right now
73 plans from 11 networks, £2.90 to £45 a month, lowest first. Every one is a one-month plan you can leave with a month's notice. None state a mid-contract rise.
| Network | Data | A month | Contract | Sold by | Rise | Go to deal |
|---|---|---|---|---|---|---|
| Spusu | 1GB · 5G | £2.90 | Rolling | Spusu | No mid-contract rise stated | Get deal: Deal on Spusu, £2.90 a month |
| Spusu | 3GB · 5G | £3.90 | Rolling | Spusu | No mid-contract rise stated | Get deal: Deal on Spusu, £3.90 a month |
| Spusu | 5GB · 5G | £4.50 | Rolling | Spusu | No mid-contract rise stated | Get deal: Deal on Spusu, £4.50 a month |
| Mozillion | 3GB · 5G | £4.50 | Rolling | Mozillion | No mid-contract rise stated | Get deal: Deal on Mozillion, £4.50 a month |
| TalkMobile | 5GB · 5G | £4.95 | Rolling | Talkmobile | No mid-contract rise stated | Get deal: Deal on TalkMobile, £4.95 a month |
| Lebara | 5GB · 5G | £5 | Rolling | Lebara Mobile | No mid-contract rise stated | Get deal: Deal on Lebara, £5 a month |
| Asda Mobile | 3GB · 5G | £5 | Rolling | Asda Mobile | No mid-contract rise stated | Get deal: Deal on Asda Mobile, £5 a month |
| Spusu | 10GB · 5G | £5.90 | Rolling | Spusu | No mid-contract rise stated | Get deal: Deal on Spusu, £5.90 a month |
Read from our comparison partner’s feed on 23 October 2026. Providers set the prices and can change them. Tables built automatically by rules MoneyHQ sets: ordered by what deals cost, never by commission. How we make money.
Questions people ask
Will a no credit check SIM affect my credit score?
With no credit check there is no search on your credit file when you sign up, so the plan leaves none. Vodafone, for one, says the check on its pay monthly plans leaves a search footprint on your file; the plans here skip it.
Which networks do credit check a SIM only plan?
Some check every pay monthly plan, however short. On 23 October 2026 iD Mobile, O2, Vodafone, Tesco Mobile and Sky Mobile each said on their own sites that their pay monthly SIMs, one-month ones included, are credit checked, which is why none of their pay monthly plans are on this page.
Do no credit check SIM prices rise?
None of the 73 plans stated a mid-contract rise on 23 October 2026. A one-month plan can change price with notice, but you can leave rather than pay it.